diff --git a/schemas/user.py b/schemas/user.py
new file mode 100644
index 0000000..e40b795
--- /dev/null
+++ b/schemas/user.py
@@ -0,0 +1,54 @@
+from pydantic import BaseModel, Field, EmailStr
+from typing import Optional
+from datetime import datetime
+
+class UserBase(BaseModel):
+    username: str = Field(..., min_length=3, max_length=50)
+    email: EmailStr = Field(...)
+    company_name: Optional[str] = None
+    role: str = Field(default="user")
+    phone: Optional[str] = None
+    address: Optional[str] = None
+    is_active: bool = True
+    account_balance: float = 0.0
+
+class UserCreate(UserBase):
+    password: str = Field(..., min_length=8)
+
+    class Config:
+        schema_extra = {
+            "example": {
+                "username": "johndoe",
+                "email": "john@example.com",
+                "password": "securepass123",
+                "company_name": "Acme Corp",
+                "role": "user",
+                "phone": "+1234567890",
+                "address": "123 Main St",
+                "is_active": True,
+                "account_balance": 0.0
+            }
+        }
+
+class UserResponse(UserBase):
+    id: int
+    created_at: datetime
+    updated_at: datetime
+
+    class Config:
+        orm_mode = True
+        schema_extra = {
+            "example": {
+                "id": 1,
+                "username": "johndoe",
+                "email": "john@example.com",
+                "company_name": "Acme Corp",
+                "role": "user",
+                "phone": "+1234567890",
+                "address": "123 Main St",
+                "is_active": True,
+                "account_balance": 0.0,
+                "created_at": "2023-01-01T00:00:00",
+                "updated_at": "2023-01-01T00:00:00"
+            }
+        }
\ No newline at end of file