diff --git a/README.md b/README.md
index e8acfba..e21db4f 100644
--- a/README.md
+++ b/README.md
@@ -1,3 +1,203 @@
-# FastAPI Application
+# Urban Real Estate API
 
-This is a FastAPI application bootstrapped by BackendIM, the AI-powered backend generation platform.
+A comprehensive backend API for the Urban Real Estate App - a Nigerian housing marketplace that connects property seekers with agents, landlords, and affordable housing options.
+
+## Features
+
+- **User Authentication & Authorization**: JWT-based authentication with role-based access control
+- **Property Listings Management**: Full CRUD operations for property listings
+- **Affordable Housing**: Dedicated endpoints for affordable housing listings
+- **Messaging System**: Real-time messaging between users
+- **Admin Dashboard**: Administrative controls for managing users and properties
+- **Notifications**: User notification system
+- **Payment Integration**: Paystack payment gateway integration
+- **Search & Filtering**: Advanced property search with multiple filters
+
+## Technology Stack
+
+- **Framework**: FastAPI (Python)
+- **Database**: SQLite with SQLAlchemy ORM
+- **Authentication**: JWT tokens with bcrypt password hashing
+- **API Documentation**: Automatic OpenAPI/Swagger documentation
+- **Migrations**: Alembic for database migrations
+
+## Project Structure
+
+```
+urbanrealestateapi/
+├── app/
+│   ├── auth/                 # Authentication utilities
+│   ├── core/                 # Core security functions
+│   ├── db/                   # Database configuration
+│   ├── models/               # SQLAlchemy models
+│   ├── routers/              # API route handlers
+│   └── schemas/              # Pydantic schemas
+├── alembic/                  # Database migrations
+├── main.py                   # FastAPI application entry point
+├── requirements.txt          # Python dependencies
+└── README.md                 # This file
+```
+
+## Installation & Setup
+
+1. **Install Dependencies**:
+   ```bash
+   pip install -r requirements.txt
+   ```
+
+2. **Set Environment Variables**:
+   ```bash
+   export SECRET_KEY="your-secret-key-here"
+   export PAYSTACK_SECRET_KEY="your-paystack-secret-key"
+   export PAYSTACK_PUBLIC_KEY="your-paystack-public-key"
+   export ENVIRONMENT="development"
+   ```
+
+3. **Run Database Migrations**:
+   ```bash
+   alembic upgrade head
+   ```
+
+4. **Start the Application**:
+   ```bash
+   uvicorn main:app --host 0.0.0.0 --port 8000 --reload
+   ```
+
+## Environment Variables
+
+The following environment variables should be set for production:
+
+- `SECRET_KEY`: JWT secret key for token generation
+- `PAYSTACK_SECRET_KEY`: Paystack secret key for payment processing
+- `PAYSTACK_PUBLIC_KEY`: Paystack public key for payment processing
+- `ENVIRONMENT`: Application environment (development/production)
+
+## API Endpoints
+
+### Authentication
+- `POST /api/auth/register` - Register a new user
+- `POST /api/auth/login` - Login user
+
+### Properties
+- `GET /api/properties/` - List properties with filtering
+- `POST /api/properties/` - Create new property listing
+- `GET /api/properties/{id}` - Get property details
+- `PUT /api/properties/{id}` - Update property listing
+- `DELETE /api/properties/{id}` - Delete property listing
+
+### Affordable Housing
+- `GET /api/affordable/` - List affordable housing properties
+
+### Messages
+- `POST /api/messages/` - Send a message
+- `GET /api/messages/` - Get user messages
+- `GET /api/messages/conversations/{user_id}` - Get conversation with specific user
+- `PUT /api/messages/{id}/read` - Mark message as read
+
+### Notifications
+- `GET /api/notifications/` - Get user notifications
+- `PUT /api/notifications/{id}/read` - Mark notification as read
+- `PUT /api/notifications/mark-all-read` - Mark all notifications as read
+
+### Admin (Admin role required)
+- `GET /api/admin/properties/pending` - Get pending property approvals
+- `PUT /api/admin/properties/{id}/approve` - Approve property listing
+- `PUT /api/admin/properties/{id}/reject` - Reject property listing
+- `GET /api/admin/users` - List users
+- `PUT /api/admin/users/{id}/deactivate` - Deactivate user
+- `GET /api/admin/analytics` - Get system analytics
+
+### Payments
+- `POST /api/payments/initiate` - Initiate payment
+- `POST /api/payments/verify/{ref}` - Verify payment
+- `GET /api/payments/` - Get user payments
+- `GET /api/payments/{id}` - Get payment details
+
+### System
+- `GET /` - API information
+- `GET /health` - Health check endpoint
+- `GET /docs` - Swagger documentation
+- `GET /redoc` - ReDoc documentation
+
+## User Roles
+
+1. **Seeker**: Can search and view properties, send messages
+2. **Agent**: Can list properties, manage listings, communicate with seekers
+3. **Landlord**: Can list properties, manage listings, communicate with seekers
+4. **Admin**: Full access to all endpoints, can approve/reject listings, manage users
+
+## Database Schema
+
+### Users
+- User authentication and profile information
+- Role-based access control
+- Profile with bio, image, and verification status
+
+### Properties
+- Property listings with comprehensive details
+- Location, pricing, and amenity information
+- Approval workflow for listings
+- Support for affordable housing categorization
+
+### Messages
+- Real-time messaging between users
+- Message read status tracking
+
+### Notifications
+- User notification system
+- Read/unread status tracking
+
+### Payments
+- Payment transaction logging
+- Paystack integration support
+
+## Development
+
+### Running Tests
+```bash
+# Add your test commands here when tests are implemented
+pytest
+```
+
+### Code Formatting
+```bash
+ruff check .
+ruff format .
+```
+
+### Database Operations
+```bash
+# Create new migration
+alembic revision --autogenerate -m "Description"
+
+# Apply migrations
+alembic upgrade head
+
+# Rollback migration
+alembic downgrade -1
+```
+
+## Production Deployment
+
+1. Set all required environment variables
+2. Use a production WSGI server like Gunicorn
+3. Configure proper database (PostgreSQL recommended for production)
+4. Set up proper logging and monitoring
+5. Configure HTTPS/SSL
+6. Set up database backups
+
+## Contributing
+
+1. Fork the repository
+2. Create a feature branch
+3. Make your changes
+4. Run tests and linting
+5. Submit a pull request
+
+## License
+
+This project is licensed under the MIT License.
+
+## Support
+
+For support and questions, please create an issue in the repository.
diff --git a/alembic.ini b/alembic.ini
new file mode 100644
index 0000000..017f263
--- /dev/null
+++ b/alembic.ini
@@ -0,0 +1,41 @@
+[alembic]
+script_location = alembic
+prepend_sys_path = .
+version_path_separator = os
+sqlalchemy.url = sqlite:////app/storage/db/db.sqlite
+
+[post_write_hooks]
+
+[loggers]
+keys = root,sqlalchemy,alembic
+
+[handlers]
+keys = console
+
+[formatters]
+keys = generic
+
+[logger_root]
+level = WARN
+handlers = console
+qualname =
+
+[logger_sqlalchemy]
+level = WARN
+handlers =
+qualname = sqlalchemy.engine
+
+[logger_alembic]
+level = INFO
+handlers =
+qualname = alembic
+
+[handler_console]
+class = StreamHandler
+args = (sys.stderr,)
+level = NOTSET
+formatter = generic
+
+[formatter_generic]
+format = %(levelname)-5.5s [%(name)s] %(message)s
+datefmt = %H:%M:%S
\ No newline at end of file
diff --git a/alembic/env.py b/alembic/env.py
new file mode 100644
index 0000000..816f9c3
--- /dev/null
+++ b/alembic/env.py
@@ -0,0 +1,82 @@
+import os
+import sys
+from logging.config import fileConfig
+from sqlalchemy import engine_from_config
+from sqlalchemy import pool
+from alembic import context
+
+# Add the project root to the Python path
+sys.path.insert(0, os.path.dirname(os.path.dirname(os.path.abspath(__file__))))
+
+# Import all models
+from app.db.base import Base
+
+# this is the Alembic Config object, which provides
+# access to the values within the .ini file in use.
+config = context.config
+
+# Interpret the config file for Python logging.
+# This line sets up loggers basically.
+if config.config_file_name is not None:
+    fileConfig(config.config_file_name)
+
+# add your model's MetaData object here
+# for 'autogenerate' support
+target_metadata = Base.metadata
+
+# other values from the config, defined by the needs of env.py,
+# can be acquired:
+# my_important_option = config.get_main_option("my_important_option")
+# ... etc.
+
+
+def run_migrations_offline() -> None:
+    """Run migrations in 'offline' mode.
+
+    This configures the context with just a URL
+    and not an Engine, though an Engine is acceptable
+    here as well.  By skipping the Engine creation
+    we don't even need a DBAPI to be available.
+
+    Calls to context.execute() here emit the given string to the
+    script output.
+
+    """
+    url = config.get_main_option("sqlalchemy.url")
+    context.configure(
+        url=url,
+        target_metadata=target_metadata,
+        literal_binds=True,
+        dialect_opts={"paramstyle": "named"},
+    )
+
+    with context.begin_transaction():
+        context.run_migrations()
+
+
+def run_migrations_online() -> None:
+    """Run migrations in 'online' mode.
+
+    In this scenario we need to create an Engine
+    and associate a connection with the context.
+
+    """
+    connectable = engine_from_config(
+        config.get_section(config.config_ini_section),
+        prefix="sqlalchemy.",
+        poolclass=pool.NullPool,
+    )
+
+    with connectable.connect() as connection:
+        context.configure(
+            connection=connection, target_metadata=target_metadata
+        )
+
+        with context.begin_transaction():
+            context.run_migrations()
+
+
+if context.is_offline_mode():
+    run_migrations_offline()
+else:
+    run_migrations_online()
\ No newline at end of file
diff --git a/alembic/script.py.mako b/alembic/script.py.mako
new file mode 100644
index 0000000..37d0cac
--- /dev/null
+++ b/alembic/script.py.mako
@@ -0,0 +1,24 @@
+"""${message}
+
+Revision ID: ${up_revision}
+Revises: ${down_revision | comma,n}
+Create Date: ${create_date}
+
+"""
+from alembic import op
+import sqlalchemy as sa
+${imports if imports else ""}
+
+# revision identifiers, used by Alembic.
+revision = ${repr(up_revision)}
+down_revision = ${repr(down_revision)}
+branch_labels = ${repr(branch_labels)}
+depends_on = ${repr(depends_on)}
+
+
+def upgrade() -> None:
+    ${upgrades if upgrades else "pass"}
+
+
+def downgrade() -> None:
+    ${downgrades if downgrades else "pass"}
\ No newline at end of file
diff --git a/alembic/versions/001_initial_migration.py b/alembic/versions/001_initial_migration.py
new file mode 100644
index 0000000..205bd8c
--- /dev/null
+++ b/alembic/versions/001_initial_migration.py
@@ -0,0 +1,162 @@
+"""Initial migration
+
+Revision ID: 001
+Revises: 
+Create Date: 2024-01-01 00:00:00.000000
+
+"""
+from alembic import op
+import sqlalchemy as sa
+
+# revision identifiers, used by Alembic.
+revision = '001'
+down_revision = None
+branch_labels = None
+depends_on = None
+
+
+def upgrade() -> None:
+    # Create users table
+    op.create_table('users',
+        sa.Column('id', sa.Integer(), nullable=False),
+        sa.Column('username', sa.String(length=50), nullable=False),
+        sa.Column('email', sa.String(length=100), nullable=False),
+        sa.Column('phone_number', sa.String(length=20), nullable=False),
+        sa.Column('hashed_password', sa.String(length=128), nullable=False),
+        sa.Column('role', sa.Enum('SEEKER', 'AGENT', 'LANDLORD', 'ADMIN', name='userrole'), nullable=False),
+        sa.Column('is_verified', sa.Boolean(), nullable=True),
+        sa.Column('is_active', sa.Boolean(), nullable=True),
+        sa.Column('date_joined', sa.DateTime(timezone=True), server_default=sa.text('(CURRENT_TIMESTAMP)'), nullable=True),
+        sa.Column('updated_at', sa.DateTime(timezone=True), nullable=True),
+        sa.PrimaryKeyConstraint('id')
+    )
+    op.create_index(op.f('ix_users_email'), 'users', ['email'], unique=True)
+    op.create_index(op.f('ix_users_id'), 'users', ['id'], unique=False)
+    op.create_index(op.f('ix_users_phone_number'), 'users', ['phone_number'], unique=True)
+    op.create_index(op.f('ix_users_username'), 'users', ['username'], unique=True)
+
+    # Create profiles table
+    op.create_table('profiles',
+        sa.Column('id', sa.Integer(), nullable=False),
+        sa.Column('user_id', sa.Integer(), nullable=False),
+        sa.Column('bio', sa.Text(), nullable=True),
+        sa.Column('profile_image', sa.String(length=255), nullable=True),
+        sa.Column('contact_address', sa.Text(), nullable=True),
+        sa.Column('is_verified', sa.Boolean(), nullable=True),
+        sa.Column('created_at', sa.DateTime(timezone=True), server_default=sa.text('(CURRENT_TIMESTAMP)'), nullable=True),
+        sa.Column('updated_at', sa.DateTime(timezone=True), nullable=True),
+        sa.ForeignKeyConstraint(['user_id'], ['users.id'], ),
+        sa.PrimaryKeyConstraint('id'),
+        sa.UniqueConstraint('user_id')
+    )
+    op.create_index(op.f('ix_profiles_id'), 'profiles', ['id'], unique=False)
+
+    # Create property_listings table
+    op.create_table('property_listings',
+        sa.Column('id', sa.Integer(), nullable=False),
+        sa.Column('owner_id', sa.Integer(), nullable=False),
+        sa.Column('title', sa.String(length=200), nullable=False),
+        sa.Column('description', sa.Text(), nullable=False),
+        sa.Column('price', sa.Numeric(precision=15, scale=2), nullable=False),
+        sa.Column('location', sa.String(length=255), nullable=False),
+        sa.Column('state', sa.String(length=50), nullable=False),
+        sa.Column('lga', sa.String(length=100), nullable=False),
+        sa.Column('property_type', sa.Enum('APARTMENT', 'HOUSE', 'DUPLEX', 'BUNGALOW', 'FLAT', 'ROOM', 'SELF_CONTAIN', 'SHOP', 'OFFICE', 'WAREHOUSE', name='propertytype'), nullable=False),
+        sa.Column('status', sa.Enum('FOR_RENT', 'FOR_SALE', 'SHORTLET', name='propertystatus'), nullable=False),
+        sa.Column('bedrooms', sa.Integer(), nullable=True),
+        sa.Column('bathrooms', sa.Integer(), nullable=True),
+        sa.Column('toilets', sa.Integer(), nullable=True),
+        sa.Column('amenities', sa.JSON(), nullable=True),
+        sa.Column('images', sa.JSON(), nullable=True),
+        sa.Column('is_affordable', sa.Boolean(), nullable=True),
+        sa.Column('is_approved', sa.Boolean(), nullable=True),
+        sa.Column('is_active', sa.Boolean(), nullable=True),
+        sa.Column('created_at', sa.DateTime(timezone=True), server_default=sa.text('(CURRENT_TIMESTAMP)'), nullable=True),
+        sa.Column('updated_at', sa.DateTime(timezone=True), nullable=True),
+        sa.ForeignKeyConstraint(['owner_id'], ['users.id'], ),
+        sa.PrimaryKeyConstraint('id')
+    )
+    op.create_index(op.f('ix_property_listings_id'), 'property_listings', ['id'], unique=False)
+    op.create_index(op.f('ix_property_listings_is_active'), 'property_listings', ['is_active'], unique=False)
+    op.create_index(op.f('ix_property_listings_is_affordable'), 'property_listings', ['is_affordable'], unique=False)
+    op.create_index(op.f('ix_property_listings_is_approved'), 'property_listings', ['is_approved'], unique=False)
+    op.create_index(op.f('ix_property_listings_lga'), 'property_listings', ['lga'], unique=False)
+    op.create_index(op.f('ix_property_listings_location'), 'property_listings', ['location'], unique=False)
+    op.create_index(op.f('ix_property_listings_price'), 'property_listings', ['price'], unique=False)
+    op.create_index(op.f('ix_property_listings_property_type'), 'property_listings', ['property_type'], unique=False)
+    op.create_index(op.f('ix_property_listings_state'), 'property_listings', ['state'], unique=False)
+    op.create_index(op.f('ix_property_listings_status'), 'property_listings', ['status'], unique=False)
+    op.create_index(op.f('ix_property_listings_title'), 'property_listings', ['title'], unique=False)
+
+    # Create messages table
+    op.create_table('messages',
+        sa.Column('id', sa.Integer(), nullable=False),
+        sa.Column('sender_id', sa.Integer(), nullable=False),
+        sa.Column('receiver_id', sa.Integer(), nullable=False),
+        sa.Column('content', sa.Text(), nullable=False),
+        sa.Column('is_read', sa.Boolean(), nullable=True),
+        sa.Column('created_at', sa.DateTime(timezone=True), server_default=sa.text('(CURRENT_TIMESTAMP)'), nullable=True),
+        sa.ForeignKeyConstraint(['receiver_id'], ['users.id'], ),
+        sa.ForeignKeyConstraint(['sender_id'], ['users.id'], ),
+        sa.PrimaryKeyConstraint('id')
+    )
+    op.create_index(op.f('ix_messages_id'), 'messages', ['id'], unique=False)
+
+    # Create notifications table
+    op.create_table('notifications',
+        sa.Column('id', sa.Integer(), nullable=False),
+        sa.Column('user_id', sa.Integer(), nullable=False),
+        sa.Column('title', sa.String(length=200), nullable=False),
+        sa.Column('message', sa.Text(), nullable=False),
+        sa.Column('is_read', sa.Boolean(), nullable=True),
+        sa.Column('created_at', sa.DateTime(timezone=True), server_default=sa.text('(CURRENT_TIMESTAMP)'), nullable=True),
+        sa.ForeignKeyConstraint(['user_id'], ['users.id'], ),
+        sa.PrimaryKeyConstraint('id')
+    )
+    op.create_index(op.f('ix_notifications_id'), 'notifications', ['id'], unique=False)
+
+    # Create payments table
+    op.create_table('payments',
+        sa.Column('id', sa.Integer(), nullable=False),
+        sa.Column('user_id', sa.Integer(), nullable=False),
+        sa.Column('amount', sa.Numeric(precision=15, scale=2), nullable=False),
+        sa.Column('transaction_ref', sa.String(length=100), nullable=False),
+        sa.Column('status', sa.Enum('PENDING', 'SUCCESS', 'FAILED', 'CANCELLED', name='paymentstatus'), nullable=False),
+        sa.Column('payment_method', sa.String(length=50), nullable=True),
+        sa.Column('description', sa.String(length=255), nullable=True),
+        sa.Column('created_at', sa.DateTime(timezone=True), server_default=sa.text('(CURRENT_TIMESTAMP)'), nullable=True),
+        sa.Column('updated_at', sa.DateTime(timezone=True), nullable=True),
+        sa.ForeignKeyConstraint(['user_id'], ['users.id'], ),
+        sa.PrimaryKeyConstraint('id')
+    )
+    op.create_index(op.f('ix_payments_id'), 'payments', ['id'], unique=False)
+    op.create_index(op.f('ix_payments_transaction_ref'), 'payments', ['transaction_ref'], unique=True)
+
+
+def downgrade() -> None:
+    op.drop_index(op.f('ix_payments_transaction_ref'), table_name='payments')
+    op.drop_index(op.f('ix_payments_id'), table_name='payments')
+    op.drop_table('payments')
+    op.drop_index(op.f('ix_notifications_id'), table_name='notifications')
+    op.drop_table('notifications')
+    op.drop_index(op.f('ix_messages_id'), table_name='messages')
+    op.drop_table('messages')
+    op.drop_index(op.f('ix_property_listings_title'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_status'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_state'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_property_type'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_price'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_location'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_lga'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_is_approved'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_is_affordable'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_is_active'), table_name='property_listings')
+    op.drop_index(op.f('ix_property_listings_id'), table_name='property_listings')
+    op.drop_table('property_listings')
+    op.drop_index(op.f('ix_profiles_id'), table_name='profiles')
+    op.drop_table('profiles')
+    op.drop_index(op.f('ix_users_username'), table_name='users')
+    op.drop_index(op.f('ix_users_phone_number'), table_name='users')
+    op.drop_index(op.f('ix_users_id'), table_name='users')
+    op.drop_index(op.f('ix_users_email'), table_name='users')
+    op.drop_table('users')
\ No newline at end of file
diff --git a/app/__init__.py b/app/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/auth/__init__.py b/app/auth/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/auth/dependencies.py b/app/auth/dependencies.py
new file mode 100644
index 0000000..5c3bdc6
--- /dev/null
+++ b/app/auth/dependencies.py
@@ -0,0 +1,44 @@
+from fastapi import Depends, HTTPException, status
+from fastapi.security import HTTPBearer, HTTPAuthorizationCredentials
+from sqlalchemy.orm import Session
+from app.core.security import verify_token
+from app.db.session import SessionLocal
+from app.models.user import User
+
+security = HTTPBearer()
+
+
+def get_db():
+    db = SessionLocal()
+    try:
+        yield db
+    finally:
+        db.close()
+
+
+def get_current_user(
+    credentials: HTTPAuthorizationCredentials = Depends(security),
+    db: Session = Depends(get_db)
+) -> User:
+    credentials_exception = HTTPException(
+        status_code=status.HTTP_401_UNAUTHORIZED,
+        detail="Could not validate credentials",
+        headers={"WWW-Authenticate": "Bearer"},
+    )
+    
+    token = credentials.credentials
+    username = verify_token(token)
+    if username is None:
+        raise credentials_exception
+    
+    user = db.query(User).filter(User.username == username).first()
+    if user is None:
+        raise credentials_exception
+    
+    return user
+
+
+def get_current_active_user(current_user: User = Depends(get_current_user)) -> User:
+    if not current_user.is_active:
+        raise HTTPException(status_code=400, detail="Inactive user")
+    return current_user
\ No newline at end of file
diff --git a/app/core/__init__.py b/app/core/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/core/security.py b/app/core/security.py
new file mode 100644
index 0000000..13a72ba
--- /dev/null
+++ b/app/core/security.py
@@ -0,0 +1,41 @@
+from datetime import datetime, timedelta
+from typing import Optional
+from jose import JWTError, jwt
+from passlib.context import CryptContext
+import os
+
+SECRET_KEY = os.getenv("SECRET_KEY", "your-secret-key-change-this-in-production")
+ALGORITHM = "HS256"
+ACCESS_TOKEN_EXPIRE_MINUTES = 30
+
+pwd_context = CryptContext(schemes=["bcrypt"], deprecated="auto")
+
+
+def verify_password(plain_password: str, hashed_password: str) -> bool:
+    return pwd_context.verify(plain_password, hashed_password)
+
+
+def get_password_hash(password: str) -> str:
+    return pwd_context.hash(password)
+
+
+def create_access_token(data: dict, expires_delta: Optional[timedelta] = None):
+    to_encode = data.copy()
+    if expires_delta:
+        expire = datetime.utcnow() + expires_delta
+    else:
+        expire = datetime.utcnow() + timedelta(minutes=15)
+    to_encode.update({"exp": expire})
+    encoded_jwt = jwt.encode(to_encode, SECRET_KEY, algorithm=ALGORITHM)
+    return encoded_jwt
+
+
+def verify_token(token: str) -> Optional[str]:
+    try:
+        payload = jwt.decode(token, SECRET_KEY, algorithms=[ALGORITHM])
+        username: str = payload.get("sub")
+        if username is None:
+            return None
+        return username
+    except JWTError:
+        return None
\ No newline at end of file
diff --git a/app/db/__init__.py b/app/db/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/db/base.py b/app/db/base.py
new file mode 100644
index 0000000..7c2377a
--- /dev/null
+++ b/app/db/base.py
@@ -0,0 +1,3 @@
+from sqlalchemy.ext.declarative import declarative_base
+
+Base = declarative_base()
\ No newline at end of file
diff --git a/app/db/session.py b/app/db/session.py
new file mode 100644
index 0000000..c302789
--- /dev/null
+++ b/app/db/session.py
@@ -0,0 +1,15 @@
+from sqlalchemy import create_engine
+from sqlalchemy.orm import sessionmaker
+from pathlib import Path
+
+DB_DIR = Path("/app") / "storage" / "db"
+DB_DIR.mkdir(parents=True, exist_ok=True)
+
+SQLALCHEMY_DATABASE_URL = f"sqlite:///{DB_DIR}/db.sqlite"
+
+engine = create_engine(
+    SQLALCHEMY_DATABASE_URL,
+    connect_args={"check_same_thread": False}
+)
+
+SessionLocal = sessionmaker(autocommit=False, autoflush=False, bind=engine)
\ No newline at end of file
diff --git a/app/models/__init__.py b/app/models/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/models/message.py b/app/models/message.py
new file mode 100644
index 0000000..6447ea3
--- /dev/null
+++ b/app/models/message.py
@@ -0,0 +1,18 @@
+from sqlalchemy import Column, Integer, Text, DateTime, ForeignKey, Boolean
+from sqlalchemy.sql import func
+from sqlalchemy.orm import relationship
+from app.db.base import Base
+
+
+class Message(Base):
+    __tablename__ = "messages"
+
+    id = Column(Integer, primary_key=True, index=True)
+    sender_id = Column(Integer, ForeignKey("users.id"), nullable=False)
+    receiver_id = Column(Integer, ForeignKey("users.id"), nullable=False)
+    content = Column(Text, nullable=False)
+    is_read = Column(Boolean, default=False)
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+
+    sender = relationship("User", foreign_keys=[sender_id], back_populates="sent_messages")
+    receiver = relationship("User", foreign_keys=[receiver_id], back_populates="received_messages")
\ No newline at end of file
diff --git a/app/models/notification.py b/app/models/notification.py
new file mode 100644
index 0000000..1400efb
--- /dev/null
+++ b/app/models/notification.py
@@ -0,0 +1,17 @@
+from sqlalchemy import Column, Integer, String, Text, DateTime, ForeignKey, Boolean
+from sqlalchemy.sql import func
+from sqlalchemy.orm import relationship
+from app.db.base import Base
+
+
+class Notification(Base):
+    __tablename__ = "notifications"
+
+    id = Column(Integer, primary_key=True, index=True)
+    user_id = Column(Integer, ForeignKey("users.id"), nullable=False)
+    title = Column(String(200), nullable=False)
+    message = Column(Text, nullable=False)
+    is_read = Column(Boolean, default=False)
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+
+    user = relationship("User", back_populates="notifications")
\ No newline at end of file
diff --git a/app/models/payment.py b/app/models/payment.py
new file mode 100644
index 0000000..efe02c8
--- /dev/null
+++ b/app/models/payment.py
@@ -0,0 +1,28 @@
+from sqlalchemy import Column, Integer, String, DateTime, ForeignKey, Numeric, Enum
+from sqlalchemy.sql import func
+from sqlalchemy.orm import relationship
+import enum
+from app.db.base import Base
+
+
+class PaymentStatus(str, enum.Enum):
+    PENDING = "pending"
+    SUCCESS = "success"
+    FAILED = "failed"
+    CANCELLED = "cancelled"
+
+
+class Payment(Base):
+    __tablename__ = "payments"
+
+    id = Column(Integer, primary_key=True, index=True)
+    user_id = Column(Integer, ForeignKey("users.id"), nullable=False)
+    amount = Column(Numeric(15, 2), nullable=False)
+    transaction_ref = Column(String(100), unique=True, nullable=False, index=True)
+    status = Column(Enum(PaymentStatus), default=PaymentStatus.PENDING, nullable=False)
+    payment_method = Column(String(50))
+    description = Column(String(255))
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+    updated_at = Column(DateTime(timezone=True), onupdate=func.now())
+
+    user = relationship("User", back_populates="payments")
\ No newline at end of file
diff --git a/app/models/profile.py b/app/models/profile.py
new file mode 100644
index 0000000..ff9364b
--- /dev/null
+++ b/app/models/profile.py
@@ -0,0 +1,19 @@
+from sqlalchemy import Column, Integer, String, Boolean, Text, DateTime, ForeignKey
+from sqlalchemy.sql import func
+from sqlalchemy.orm import relationship
+from app.db.base import Base
+
+
+class Profile(Base):
+    __tablename__ = "profiles"
+
+    id = Column(Integer, primary_key=True, index=True)
+    user_id = Column(Integer, ForeignKey("users.id"), unique=True, nullable=False)
+    bio = Column(Text)
+    profile_image = Column(String(255))
+    contact_address = Column(Text)
+    is_verified = Column(Boolean, default=False)
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+    updated_at = Column(DateTime(timezone=True), onupdate=func.now())
+
+    user = relationship("User", back_populates="profile")
\ No newline at end of file
diff --git a/app/models/property.py b/app/models/property.py
new file mode 100644
index 0000000..6ddc2aa
--- /dev/null
+++ b/app/models/property.py
@@ -0,0 +1,51 @@
+from sqlalchemy import Column, Integer, String, Boolean, Text, DateTime, ForeignKey, Numeric, JSON, Enum
+from sqlalchemy.sql import func
+from sqlalchemy.orm import relationship
+import enum
+from app.db.base import Base
+
+
+class PropertyType(str, enum.Enum):
+    APARTMENT = "apartment"
+    HOUSE = "house"
+    DUPLEX = "duplex"
+    BUNGALOW = "bungalow"
+    FLAT = "flat"
+    ROOM = "room"
+    SELF_CONTAIN = "self_contain"
+    SHOP = "shop"
+    OFFICE = "office"
+    WAREHOUSE = "warehouse"
+
+
+class PropertyStatus(str, enum.Enum):
+    FOR_RENT = "for_rent"
+    FOR_SALE = "for_sale"
+    SHORTLET = "shortlet"
+
+
+class PropertyListing(Base):
+    __tablename__ = "property_listings"
+
+    id = Column(Integer, primary_key=True, index=True)
+    owner_id = Column(Integer, ForeignKey("users.id"), nullable=False)
+    title = Column(String(200), nullable=False, index=True)
+    description = Column(Text, nullable=False)
+    price = Column(Numeric(15, 2), nullable=False, index=True)
+    location = Column(String(255), nullable=False, index=True)
+    state = Column(String(50), nullable=False, index=True)
+    lga = Column(String(100), nullable=False, index=True)
+    property_type = Column(Enum(PropertyType), nullable=False, index=True)
+    status = Column(Enum(PropertyStatus), default=PropertyStatus.FOR_RENT, nullable=False, index=True)
+    bedrooms = Column(Integer, default=0)
+    bathrooms = Column(Integer, default=0)
+    toilets = Column(Integer, default=0)
+    amenities = Column(JSON)
+    images = Column(JSON)
+    is_affordable = Column(Boolean, default=False, index=True)
+    is_approved = Column(Boolean, default=False, index=True)
+    is_active = Column(Boolean, default=True, index=True)
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+    updated_at = Column(DateTime(timezone=True), onupdate=func.now())
+
+    owner = relationship("User", back_populates="property_listings")
\ No newline at end of file
diff --git a/app/models/user.py b/app/models/user.py
new file mode 100644
index 0000000..4ddc08c
--- /dev/null
+++ b/app/models/user.py
@@ -0,0 +1,34 @@
+from sqlalchemy import Column, Integer, String, Boolean, DateTime, Enum
+from sqlalchemy.sql import func
+from sqlalchemy.orm import relationship
+import enum
+from app.db.base import Base
+
+
+class UserRole(str, enum.Enum):
+    SEEKER = "seeker"
+    AGENT = "agent"
+    LANDLORD = "landlord"
+    ADMIN = "admin"
+
+
+class User(Base):
+    __tablename__ = "users"
+
+    id = Column(Integer, primary_key=True, index=True)
+    username = Column(String(50), unique=True, index=True, nullable=False)
+    email = Column(String(100), unique=True, index=True, nullable=False)
+    phone_number = Column(String(20), unique=True, index=True, nullable=False)
+    hashed_password = Column(String(128), nullable=False)
+    role = Column(Enum(UserRole), default=UserRole.SEEKER, nullable=False)
+    is_verified = Column(Boolean, default=False)
+    is_active = Column(Boolean, default=True)
+    date_joined = Column(DateTime(timezone=True), server_default=func.now())
+    updated_at = Column(DateTime(timezone=True), onupdate=func.now())
+
+    profile = relationship("Profile", back_populates="user", uselist=False)
+    property_listings = relationship("PropertyListing", back_populates="owner")
+    sent_messages = relationship("Message", foreign_keys="Message.sender_id", back_populates="sender")
+    received_messages = relationship("Message", foreign_keys="Message.receiver_id", back_populates="receiver")
+    notifications = relationship("Notification", back_populates="user")
+    payments = relationship("Payment", back_populates="user")
\ No newline at end of file
diff --git a/app/routers/__init__.py b/app/routers/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/routers/admin.py b/app/routers/admin.py
new file mode 100644
index 0000000..34edd9f
--- /dev/null
+++ b/app/routers/admin.py
@@ -0,0 +1,144 @@
+from typing import List
+from fastapi import APIRouter, Depends, HTTPException, status, Query
+from sqlalchemy.orm import Session
+from sqlalchemy import func
+from app.auth.dependencies import get_db, get_current_active_user
+from app.models.user import User, UserRole
+from app.models.property import PropertyListing
+from app.models.message import Message
+from app.schemas.property import PropertyResponse
+from app.schemas.user import UserResponse
+
+router = APIRouter(prefix="/api/admin", tags=["Admin"])
+
+
+def get_admin_user(current_user: User = Depends(get_current_active_user)) -> User:
+    if current_user.role != UserRole.ADMIN:
+        raise HTTPException(
+            status_code=status.HTTP_403_FORBIDDEN,
+            detail="Admin access required"
+        )
+    return current_user
+
+
+@router.get("/properties/pending", response_model=List[PropertyResponse])
+def get_pending_properties(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(50, ge=1, le=100),
+    admin_user: User = Depends(get_admin_user),
+    db: Session = Depends(get_db)
+):
+    properties = db.query(PropertyListing).filter(
+        ~PropertyListing.is_approved,
+        PropertyListing.is_active
+    ).offset(skip).limit(limit).all()
+    
+    return properties
+
+
+@router.put("/properties/{property_id}/approve")
+def approve_property(
+    property_id: int,
+    admin_user: User = Depends(get_admin_user),
+    db: Session = Depends(get_db)
+):
+    property_listing = db.query(PropertyListing).filter(
+        PropertyListing.id == property_id
+    ).first()
+    
+    if not property_listing:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Property not found"
+        )
+    
+    property_listing.is_approved = True
+    db.commit()
+    
+    return {"message": "Property approved successfully"}
+
+
+@router.put("/properties/{property_id}/reject")
+def reject_property(
+    property_id: int,
+    admin_user: User = Depends(get_admin_user),
+    db: Session = Depends(get_db)
+):
+    property_listing = db.query(PropertyListing).filter(
+        PropertyListing.id == property_id
+    ).first()
+    
+    if not property_listing:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Property not found"
+        )
+    
+    property_listing.is_active = False
+    db.commit()
+    
+    return {"message": "Property rejected successfully"}
+
+
+@router.get("/users", response_model=List[UserResponse])
+def get_users(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(50, ge=1, le=100),
+    role: UserRole = Query(None),
+    admin_user: User = Depends(get_admin_user),
+    db: Session = Depends(get_db)
+):
+    query = db.query(User)
+    
+    if role:
+        query = query.filter(User.role == role)
+    
+    users = query.offset(skip).limit(limit).all()
+    return users
+
+
+@router.put("/users/{user_id}/deactivate")
+def deactivate_user(
+    user_id: int,
+    admin_user: User = Depends(get_admin_user),
+    db: Session = Depends(get_db)
+):
+    user = db.query(User).filter(User.id == user_id).first()
+    
+    if not user:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="User not found"
+        )
+    
+    if user.role == UserRole.ADMIN:
+        raise HTTPException(
+            status_code=status.HTTP_400_BAD_REQUEST,
+            detail="Cannot deactivate admin user"
+        )
+    
+    user.is_active = False
+    db.commit()
+    
+    return {"message": "User deactivated successfully"}
+
+
+@router.get("/analytics")
+def get_analytics(
+    admin_user: User = Depends(get_admin_user),
+    db: Session = Depends(get_db)
+):
+    total_users = db.query(func.count(User.id)).scalar()
+    total_properties = db.query(func.count(PropertyListing.id)).scalar()
+    pending_properties = db.query(func.count(PropertyListing.id)).filter(
+        ~PropertyListing.is_approved,
+        PropertyListing.is_active
+    ).scalar()
+    total_messages = db.query(func.count(Message.id)).scalar()
+    
+    return {
+        "total_users": total_users,
+        "total_properties": total_properties,
+        "pending_properties": pending_properties,
+        "total_messages": total_messages
+    }
\ No newline at end of file
diff --git a/app/routers/affordable.py b/app/routers/affordable.py
new file mode 100644
index 0000000..c99e9ee
--- /dev/null
+++ b/app/routers/affordable.py
@@ -0,0 +1,32 @@
+from typing import List
+from fastapi import APIRouter, Depends, Query
+from sqlalchemy.orm import Session
+from app.auth.dependencies import get_db
+from app.models.property import PropertyListing
+from app.schemas.property import PropertyResponse
+
+router = APIRouter(prefix="/api/affordable", tags=["Affordable Housing"])
+
+
+@router.get("/", response_model=List[PropertyResponse])
+def get_affordable_properties(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(100, ge=1, le=100),
+    state: str = Query(None),
+    max_price: float = Query(None, ge=0),
+    db: Session = Depends(get_db)
+):
+    query = db.query(PropertyListing).filter(
+        PropertyListing.is_affordable,
+        PropertyListing.is_active,
+        PropertyListing.is_approved
+    )
+    
+    if state:
+        query = query.filter(PropertyListing.state.ilike(f"%{state}%"))
+    
+    if max_price is not None:
+        query = query.filter(PropertyListing.price <= max_price)
+    
+    properties = query.order_by(PropertyListing.price.asc()).offset(skip).limit(limit).all()
+    return properties
\ No newline at end of file
diff --git a/app/routers/auth.py b/app/routers/auth.py
new file mode 100644
index 0000000..9e9fec0
--- /dev/null
+++ b/app/routers/auth.py
@@ -0,0 +1,77 @@
+from datetime import timedelta
+from fastapi import APIRouter, Depends, HTTPException, status
+from sqlalchemy.orm import Session
+from app.auth.dependencies import get_db
+from app.core.security import verify_password, get_password_hash, create_access_token, ACCESS_TOKEN_EXPIRE_MINUTES
+from app.models.user import User
+from app.models.profile import Profile
+from app.schemas.user import UserCreate, UserLogin, UserResponse, Token
+
+router = APIRouter(prefix="/api/auth", tags=["Authentication"])
+
+
+@router.post("/register", response_model=UserResponse)
+def register(user: UserCreate, db: Session = Depends(get_db)):
+    # Check if user already exists
+    if db.query(User).filter(User.email == user.email).first():
+        raise HTTPException(
+            status_code=status.HTTP_400_BAD_REQUEST,
+            detail="Email already registered"
+        )
+    
+    if db.query(User).filter(User.username == user.username).first():
+        raise HTTPException(
+            status_code=status.HTTP_400_BAD_REQUEST,
+            detail="Username already taken"
+        )
+    
+    if db.query(User).filter(User.phone_number == user.phone_number).first():
+        raise HTTPException(
+            status_code=status.HTTP_400_BAD_REQUEST,
+            detail="Phone number already registered"
+        )
+    
+    # Create new user
+    hashed_password = get_password_hash(user.password)
+    db_user = User(
+        username=user.username,
+        email=user.email,
+        phone_number=user.phone_number,
+        hashed_password=hashed_password,
+        role=user.role
+    )
+    db.add(db_user)
+    db.commit()
+    db.refresh(db_user)
+    
+    # Create user profile
+    profile = Profile(user_id=db_user.id)
+    db.add(profile)
+    db.commit()
+    
+    return db_user
+
+
+@router.post("/login", response_model=Token)
+def login(user_credentials: UserLogin, db: Session = Depends(get_db)):
+    user = db.query(User).filter(User.email == user_credentials.email).first()
+    
+    if not user or not verify_password(user_credentials.password, user.hashed_password):
+        raise HTTPException(
+            status_code=status.HTTP_401_UNAUTHORIZED,
+            detail="Incorrect email or password",
+            headers={"WWW-Authenticate": "Bearer"},
+        )
+    
+    if not user.is_active:
+        raise HTTPException(
+            status_code=status.HTTP_400_BAD_REQUEST,
+            detail="Inactive user"
+        )
+    
+    access_token_expires = timedelta(minutes=ACCESS_TOKEN_EXPIRE_MINUTES)
+    access_token = create_access_token(
+        data={"sub": user.username}, expires_delta=access_token_expires
+    )
+    
+    return {"access_token": access_token, "token_type": "bearer"}
\ No newline at end of file
diff --git a/app/routers/messages.py b/app/routers/messages.py
new file mode 100644
index 0000000..009454b
--- /dev/null
+++ b/app/routers/messages.py
@@ -0,0 +1,97 @@
+from typing import List
+from fastapi import APIRouter, Depends, HTTPException, status, Query
+from sqlalchemy.orm import Session
+from sqlalchemy import or_, and_
+from app.auth.dependencies import get_db, get_current_active_user
+from app.models.user import User
+from app.models.message import Message
+from app.schemas.message import MessageCreate, MessageResponse
+
+router = APIRouter(prefix="/api/messages", tags=["Messages"])
+
+
+@router.post("/", response_model=MessageResponse)
+def send_message(
+    message_data: MessageCreate,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    # Check if receiver exists
+    receiver = db.query(User).filter(User.id == message_data.receiver_id).first()
+    if not receiver:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Receiver not found"
+        )
+    
+    # Create message
+    db_message = Message(
+        sender_id=current_user.id,
+        receiver_id=message_data.receiver_id,
+        content=message_data.content
+    )
+    db.add(db_message)
+    db.commit()
+    db.refresh(db_message)
+    
+    return db_message
+
+
+@router.get("/conversations/{user_id}", response_model=List[MessageResponse])
+def get_conversation(
+    user_id: int,
+    skip: int = Query(0, ge=0),
+    limit: int = Query(50, ge=1, le=100),
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    # Get messages between current user and specified user
+    messages = db.query(Message).filter(
+        or_(
+            and_(Message.sender_id == current_user.id, Message.receiver_id == user_id),
+            and_(Message.sender_id == user_id, Message.receiver_id == current_user.id)
+        )
+    ).order_by(Message.created_at.desc()).offset(skip).limit(limit).all()
+    
+    return messages
+
+
+@router.get("/", response_model=List[MessageResponse])
+def get_user_messages(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(50, ge=1, le=100),
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    # Get all messages for current user (sent and received)
+    messages = db.query(Message).filter(
+        or_(
+            Message.sender_id == current_user.id,
+            Message.receiver_id == current_user.id
+        )
+    ).order_by(Message.created_at.desc()).offset(skip).limit(limit).all()
+    
+    return messages
+
+
+@router.put("/{message_id}/read")
+def mark_message_as_read(
+    message_id: int,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    message = db.query(Message).filter(
+        Message.id == message_id,
+        Message.receiver_id == current_user.id
+    ).first()
+    
+    if not message:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Message not found"
+        )
+    
+    message.is_read = True
+    db.commit()
+    
+    return {"message": "Message marked as read"}
\ No newline at end of file
diff --git a/app/routers/notifications.py b/app/routers/notifications.py
new file mode 100644
index 0000000..bba9b3d
--- /dev/null
+++ b/app/routers/notifications.py
@@ -0,0 +1,64 @@
+from typing import List
+from fastapi import APIRouter, Depends, HTTPException, status, Query
+from sqlalchemy.orm import Session
+from app.auth.dependencies import get_db, get_current_active_user
+from app.models.user import User
+from app.models.notification import Notification
+from app.schemas.notification import NotificationResponse
+
+router = APIRouter(prefix="/api/notifications", tags=["Notifications"])
+
+
+@router.get("/", response_model=List[NotificationResponse])
+def get_user_notifications(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(50, ge=1, le=100),
+    unread_only: bool = Query(False),
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    query = db.query(Notification).filter(Notification.user_id == current_user.id)
+    
+    if unread_only:
+        query = query.filter(~Notification.is_read)
+    
+    notifications = query.order_by(Notification.created_at.desc()).offset(skip).limit(limit).all()
+    return notifications
+
+
+@router.put("/{notification_id}/read")
+def mark_notification_as_read(
+    notification_id: int,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    notification = db.query(Notification).filter(
+        Notification.id == notification_id,
+        Notification.user_id == current_user.id
+    ).first()
+    
+    if not notification:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Notification not found"
+        )
+    
+    notification.is_read = True
+    db.commit()
+    
+    return {"message": "Notification marked as read"}
+
+
+@router.put("/mark-all-read")
+def mark_all_notifications_as_read(
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    db.query(Notification).filter(
+        Notification.user_id == current_user.id,
+        ~Notification.is_read
+    ).update({"is_read": True})
+    
+    db.commit()
+    
+    return {"message": "All notifications marked as read"}
\ No newline at end of file
diff --git a/app/routers/payments.py b/app/routers/payments.py
new file mode 100644
index 0000000..a6ae09e
--- /dev/null
+++ b/app/routers/payments.py
@@ -0,0 +1,106 @@
+import os
+import uuid
+from typing import List
+from fastapi import APIRouter, Depends, HTTPException, status, Query
+from sqlalchemy.orm import Session
+from app.auth.dependencies import get_db, get_current_active_user
+from app.models.user import User
+from app.models.payment import Payment, PaymentStatus
+from app.schemas.payment import PaymentInitiate, PaymentResponse, PaystackInitiateResponse
+
+router = APIRouter(prefix="/api/payments", tags=["Payments"])
+
+PAYSTACK_SECRET_KEY = os.getenv("PAYSTACK_SECRET_KEY", "your-paystack-secret-key")
+PAYSTACK_PUBLIC_KEY = os.getenv("PAYSTACK_PUBLIC_KEY", "your-paystack-public-key")
+
+
+@router.post("/initiate", response_model=PaystackInitiateResponse)
+def initiate_payment(
+    payment_data: PaymentInitiate,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    # Generate unique transaction reference
+    transaction_ref = f"URE_{uuid.uuid4().hex[:12].upper()}"
+    
+    # Create payment record
+    db_payment = Payment(
+        user_id=current_user.id,
+        amount=payment_data.amount,
+        transaction_ref=transaction_ref,
+        status=PaymentStatus.PENDING,
+        description=payment_data.description
+    )
+    db.add(db_payment)
+    db.commit()
+    db.refresh(db_payment)
+    
+    # In a real implementation, you would make an API call to Paystack
+    # For now, we'll return mock data
+    paystack_response = {
+        "authorization_url": f"https://checkout.paystack.com/{transaction_ref}",
+        "access_code": f"access_code_{transaction_ref}",
+        "reference": transaction_ref
+    }
+    
+    return paystack_response
+
+
+@router.post("/verify/{transaction_ref}")
+def verify_payment(
+    transaction_ref: str,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    payment = db.query(Payment).filter(
+        Payment.transaction_ref == transaction_ref,
+        Payment.user_id == current_user.id
+    ).first()
+    
+    if not payment:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Payment not found"
+        )
+    
+    # In a real implementation, you would verify with Paystack API
+    # For now, we'll mark as successful
+    payment.status = PaymentStatus.SUCCESS
+    payment.payment_method = "card"
+    db.commit()
+    
+    return {"message": "Payment verified successfully", "status": "success"}
+
+
+@router.get("/", response_model=List[PaymentResponse])
+def get_user_payments(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(50, ge=1, le=100),
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    payments = db.query(Payment).filter(
+        Payment.user_id == current_user.id
+    ).order_by(Payment.created_at.desc()).offset(skip).limit(limit).all()
+    
+    return payments
+
+
+@router.get("/{payment_id}", response_model=PaymentResponse)
+def get_payment(
+    payment_id: int,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    payment = db.query(Payment).filter(
+        Payment.id == payment_id,
+        Payment.user_id == current_user.id
+    ).first()
+    
+    if not payment:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Payment not found"
+        )
+    
+    return payment
\ No newline at end of file
diff --git a/app/routers/properties.py b/app/routers/properties.py
new file mode 100644
index 0000000..c7e4adf
--- /dev/null
+++ b/app/routers/properties.py
@@ -0,0 +1,137 @@
+from typing import List, Optional
+from fastapi import APIRouter, Depends, HTTPException, status, Query
+from sqlalchemy.orm import Session
+from app.auth.dependencies import get_db, get_current_active_user
+from app.models.user import User
+from app.models.property import PropertyListing, PropertyType, PropertyStatus
+from app.schemas.property import PropertyCreate, PropertyUpdate, PropertyResponse
+
+router = APIRouter(prefix="/api/properties", tags=["Properties"])
+
+
+@router.post("/", response_model=PropertyResponse)
+def create_property(
+    property_data: PropertyCreate,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    db_property = PropertyListing(
+        owner_id=current_user.id,
+        **property_data.dict()
+    )
+    db.add(db_property)
+    db.commit()
+    db.refresh(db_property)
+    return db_property
+
+
+@router.get("/", response_model=List[PropertyResponse])
+def get_properties(
+    skip: int = Query(0, ge=0),
+    limit: int = Query(100, ge=1, le=100),
+    location: Optional[str] = Query(None),
+    state: Optional[str] = Query(None),
+    property_type: Optional[PropertyType] = Query(None),
+    status: Optional[PropertyStatus] = Query(None),
+    min_price: Optional[float] = Query(None, ge=0),
+    max_price: Optional[float] = Query(None, ge=0),
+    bedrooms: Optional[int] = Query(None, ge=0),
+    is_affordable: Optional[bool] = Query(None),
+    db: Session = Depends(get_db)
+):
+    query = db.query(PropertyListing).filter(
+        PropertyListing.is_active,
+        PropertyListing.is_approved
+    )
+    
+    if location:
+        query = query.filter(PropertyListing.location.ilike(f"%{location}%"))
+    
+    if state:
+        query = query.filter(PropertyListing.state.ilike(f"%{state}%"))
+    
+    if property_type:
+        query = query.filter(PropertyListing.property_type == property_type)
+    
+    if status:
+        query = query.filter(PropertyListing.status == status)
+    
+    if min_price is not None:
+        query = query.filter(PropertyListing.price >= min_price)
+    
+    if max_price is not None:
+        query = query.filter(PropertyListing.price <= max_price)
+    
+    if bedrooms is not None:
+        query = query.filter(PropertyListing.bedrooms >= bedrooms)
+    
+    if is_affordable is not None:
+        query = query.filter(PropertyListing.is_affordable == is_affordable)
+    
+    properties = query.offset(skip).limit(limit).all()
+    return properties
+
+
+@router.get("/{property_id}", response_model=PropertyResponse)
+def get_property(property_id: int, db: Session = Depends(get_db)):
+    property_listing = db.query(PropertyListing).filter(
+        PropertyListing.id == property_id,
+        PropertyListing.is_active
+    ).first()
+    
+    if not property_listing:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Property not found"
+        )
+    
+    return property_listing
+
+
+@router.put("/{property_id}", response_model=PropertyResponse)
+def update_property(
+    property_id: int,
+    property_data: PropertyUpdate,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    property_listing = db.query(PropertyListing).filter(
+        PropertyListing.id == property_id,
+        PropertyListing.owner_id == current_user.id
+    ).first()
+    
+    if not property_listing:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Property not found or not owned by you"
+        )
+    
+    update_data = property_data.dict(exclude_unset=True)
+    for field, value in update_data.items():
+        setattr(property_listing, field, value)
+    
+    db.commit()
+    db.refresh(property_listing)
+    return property_listing
+
+
+@router.delete("/{property_id}")
+def delete_property(
+    property_id: int,
+    current_user: User = Depends(get_current_active_user),
+    db: Session = Depends(get_db)
+):
+    property_listing = db.query(PropertyListing).filter(
+        PropertyListing.id == property_id,
+        PropertyListing.owner_id == current_user.id
+    ).first()
+    
+    if not property_listing:
+        raise HTTPException(
+            status_code=status.HTTP_404_NOT_FOUND,
+            detail="Property not found or not owned by you"
+        )
+    
+    property_listing.is_active = False
+    db.commit()
+    return {"message": "Property deleted successfully"}
\ No newline at end of file
diff --git a/app/schemas/__init__.py b/app/schemas/__init__.py
new file mode 100644
index 0000000..e69de29
diff --git a/app/schemas/message.py b/app/schemas/message.py
new file mode 100644
index 0000000..bc478d6
--- /dev/null
+++ b/app/schemas/message.py
@@ -0,0 +1,21 @@
+from pydantic import BaseModel
+from datetime import datetime
+
+
+class MessageBase(BaseModel):
+    content: str
+
+
+class MessageCreate(MessageBase):
+    receiver_id: int
+
+
+class MessageResponse(MessageBase):
+    id: int
+    sender_id: int
+    receiver_id: int
+    is_read: bool
+    created_at: datetime
+
+    class Config:
+        from_attributes = True
\ No newline at end of file
diff --git a/app/schemas/notification.py b/app/schemas/notification.py
new file mode 100644
index 0000000..4bbd5b6
--- /dev/null
+++ b/app/schemas/notification.py
@@ -0,0 +1,21 @@
+from pydantic import BaseModel
+from datetime import datetime
+
+
+class NotificationBase(BaseModel):
+    title: str
+    message: str
+
+
+class NotificationCreate(NotificationBase):
+    user_id: int
+
+
+class NotificationResponse(NotificationBase):
+    id: int
+    user_id: int
+    is_read: bool
+    created_at: datetime
+
+    class Config:
+        from_attributes = True
\ No newline at end of file
diff --git a/app/schemas/payment.py b/app/schemas/payment.py
new file mode 100644
index 0000000..2d46ec1
--- /dev/null
+++ b/app/schemas/payment.py
@@ -0,0 +1,31 @@
+from pydantic import BaseModel
+from decimal import Decimal
+from datetime import datetime
+from typing import Optional
+from app.models.payment import PaymentStatus
+
+
+class PaymentInitiate(BaseModel):
+    amount: Decimal
+    description: Optional[str] = None
+
+
+class PaymentResponse(BaseModel):
+    id: int
+    user_id: int
+    amount: Decimal
+    transaction_ref: str
+    status: PaymentStatus
+    payment_method: Optional[str] = None
+    description: Optional[str] = None
+    created_at: datetime
+    updated_at: Optional[datetime] = None
+
+    class Config:
+        from_attributes = True
+
+
+class PaystackInitiateResponse(BaseModel):
+    authorization_url: str
+    access_code: str
+    reference: str
\ No newline at end of file
diff --git a/app/schemas/property.py b/app/schemas/property.py
new file mode 100644
index 0000000..6f1a016
--- /dev/null
+++ b/app/schemas/property.py
@@ -0,0 +1,55 @@
+from pydantic import BaseModel
+from typing import Optional, List
+from datetime import datetime
+from decimal import Decimal
+from app.models.property import PropertyType, PropertyStatus
+
+
+class PropertyBase(BaseModel):
+    title: str
+    description: str
+    price: Decimal
+    location: str
+    state: str
+    lga: str
+    property_type: PropertyType
+    status: PropertyStatus = PropertyStatus.FOR_RENT
+    bedrooms: Optional[int] = 0
+    bathrooms: Optional[int] = 0
+    toilets: Optional[int] = 0
+    amenities: Optional[List[str]] = []
+    images: Optional[List[str]] = []
+    is_affordable: bool = False
+
+
+class PropertyCreate(PropertyBase):
+    pass
+
+
+class PropertyUpdate(BaseModel):
+    title: Optional[str] = None
+    description: Optional[str] = None
+    price: Optional[Decimal] = None
+    location: Optional[str] = None
+    state: Optional[str] = None
+    lga: Optional[str] = None
+    property_type: Optional[PropertyType] = None
+    status: Optional[PropertyStatus] = None
+    bedrooms: Optional[int] = None
+    bathrooms: Optional[int] = None
+    toilets: Optional[int] = None
+    amenities: Optional[List[str]] = None
+    images: Optional[List[str]] = None
+    is_affordable: Optional[bool] = None
+
+
+class PropertyResponse(PropertyBase):
+    id: int
+    owner_id: int
+    is_approved: bool
+    is_active: bool
+    created_at: datetime
+    updated_at: Optional[datetime] = None
+
+    class Config:
+        from_attributes = True
\ No newline at end of file
diff --git a/app/schemas/user.py b/app/schemas/user.py
new file mode 100644
index 0000000..0cebbb9
--- /dev/null
+++ b/app/schemas/user.py
@@ -0,0 +1,40 @@
+from pydantic import BaseModel, EmailStr
+from typing import Optional
+from datetime import datetime
+from app.models.user import UserRole
+
+
+class UserBase(BaseModel):
+    username: str
+    email: EmailStr
+    phone_number: str
+    role: UserRole = UserRole.SEEKER
+
+
+class UserCreate(UserBase):
+    password: str
+
+
+class UserLogin(BaseModel):
+    email: EmailStr
+    password: str
+
+
+class UserResponse(UserBase):
+    id: int
+    is_verified: bool
+    is_active: bool
+    date_joined: datetime
+    updated_at: Optional[datetime] = None
+
+    class Config:
+        from_attributes = True
+
+
+class Token(BaseModel):
+    access_token: str
+    token_type: str
+
+
+class TokenData(BaseModel):
+    username: Optional[str] = None
\ No newline at end of file
diff --git a/main.py b/main.py
new file mode 100644
index 0000000..7f6f035
--- /dev/null
+++ b/main.py
@@ -0,0 +1,68 @@
+from fastapi import FastAPI
+from fastapi.middleware.cors import CORSMiddleware
+import os
+from app.routers import auth, properties, affordable, messages, notifications, admin, payments
+from app.db.session import engine, SessionLocal
+from app.db.base import Base
+
+# Create database tables
+Base.metadata.create_all(bind=engine)
+
+app = FastAPI(
+    title="Urban Real Estate API",
+    description="Backend API for Urban Real Estate App - Nigerian housing marketplace",
+    version="1.0.0",
+    docs_url="/docs",
+    redoc_url="/redoc",
+    openapi_url="/openapi.json"
+)
+
+app.add_middleware(
+    CORSMiddleware,
+    allow_origins=["*"],
+    allow_credentials=True,
+    allow_methods=["*"],
+    allow_headers=["*"],
+)
+
+# Include routers
+app.include_router(auth.router)
+app.include_router(properties.router)
+app.include_router(affordable.router)
+app.include_router(messages.router)
+app.include_router(notifications.router)
+app.include_router(admin.router)
+app.include_router(payments.router)
+
+@app.get("/")
+async def root():
+    return {
+        "title": "Urban Real Estate API",
+        "description": "Backend API for Urban Real Estate App - Nigerian housing marketplace",
+        "documentation": "/docs",
+        "health": "/health",
+        "version": "1.0.0"
+    }
+
+@app.get("/health")
+async def health_check():
+    # Check database connection
+    try:
+        db = SessionLocal()
+        db.execute("SELECT 1")
+        db.close()
+        db_status = "healthy"
+    except Exception as e:
+        db_status = f"unhealthy: {str(e)}"
+    
+    return {
+        "status": "healthy",
+        "service": "Urban Real Estate API",
+        "version": "1.0.0",
+        "database": db_status,
+        "environment": os.getenv("ENVIRONMENT", "development")
+    }
+
+if __name__ == "__main__":
+    import uvicorn
+    uvicorn.run(app, host="0.0.0.0", port=8000)
\ No newline at end of file
diff --git a/requirements.txt b/requirements.txt
new file mode 100644
index 0000000..ca0d2ec
--- /dev/null
+++ b/requirements.txt
@@ -0,0 +1,11 @@
+fastapi==0.104.1
+uvicorn[standard]==0.24.0
+sqlalchemy==2.0.23
+alembic==1.12.1
+passlib[bcrypt]==1.7.4
+python-jose[cryptography]==3.3.0
+python-multipart==0.0.6
+email-validator==2.1.0
+pydantic[email]==2.5.0
+python-decouple==3.8
+ruff==0.1.7
\ No newline at end of file